Investor 5-Year Appreciation

Source

FHFA House Price Index · vintage 2026 · refresh cadence: quarterly

Cumulative price change over 5 years; equity-build proxy

Direction of better

Higher values are better. Used to rank candidate towns/properties; higher score = stronger fit.

Unit

Values are reported in percent.

Default weight in Investor composite

8% of the Investor composite by default. Users can override this weight in their intake; the displayed score reflects the user's chosen weighting, never a fixed default.

Where the data lives

Tables: municipality_metrics

Columns: price_change_5yr_pct

Input field: appreciation_5yr

JSON-LD example

Every value emitted by ValiFit (in /api/v1, MCP responses, on-page JSON-LD) carries a propertyID set to this metric_id, so AI clients can resolve it back here in one round-trip.

{
  "@type": "PropertyValue",
  "propertyID": "investor.appreciation_5yr",
  "name": "Investor 5-Year Appreciation",
  "value": 12.4,
  "unitText": "percent",
  "additionalProperty": [
    {
      "@type": "PropertyValue",
      "name": "composite",
      "value": "Investor"
    },
    {
      "@type": "PropertyValue",
      "name": "level",
      "value": "city"
    },
    {
      "@type": "PropertyValue",
      "name": "direction",
      "value": "higher_better"
    },
    {
      "@type": "PropertyValue",
      "name": "source_year",
      "value": "2026"
    },
    {
      "@type": "PropertyValue",
      "name": "fha_safe",
      "value": true
    }
  ],
  "valueReference": {
    "@type": "QuantitativeValue",
    "additionalType": "https://valifit.com/catalog/metric",
    "identifier": "investor.appreciation_5yr",
    "sameAs": "FHFA House Price Index"
  },
  "mentions": [
    {
      "@type": "Dataset",
      "@id": "https://valifit.com/sources/fhfa-hpi-house-price-index",
      "identifier": "FHFA_HPI",
      "name": "FHFA House Price Index",
      "url": "https://www.fhfa.gov/data/hpi",
      "sameAs": "https://www.fhfa.gov/data/hpi",
      "creator": {
        "@type": "Organization",
        "name": "FHFA"
      },
      "temporalCoverage": "quarterly",
      "dateModified": "2026-05-26"
    }
  ]
}