National Mortgage Rate (30yr)

Source

FRED Freddie Mac PMMS · vintage 2026 · refresh cadence: weekly

Drives all loan calculations.

Direction of better

Lower values are better. Used to rank candidate towns/properties; lower score = stronger fit.

Unit

Values are reported in percent.

Where the data lives

Tables: mortgage_rates

Columns: rate_30yr

Input field: [computed]

JSON-LD example

Every value emitted by ValiFit (in /api/v1, MCP responses, on-page JSON-LD) carries a propertyID set to this metric_id, so AI clients can resolve it back here in one round-trip.

{
  "@type": "PropertyValue",
  "propertyID": "geo.mortgage_rate_30yr",
  "name": "National Mortgage Rate (30yr)",
  "value": 12.4,
  "unitText": "percent",
  "additionalProperty": [
    {
      "@type": "PropertyValue",
      "name": "composite",
      "value": "Geo"
    },
    {
      "@type": "PropertyValue",
      "name": "level",
      "value": "country"
    },
    {
      "@type": "PropertyValue",
      "name": "direction",
      "value": "lower_better"
    },
    {
      "@type": "PropertyValue",
      "name": "source_year",
      "value": "2026"
    },
    {
      "@type": "PropertyValue",
      "name": "fha_safe",
      "value": true
    }
  ],
  "valueReference": {
    "@type": "QuantitativeValue",
    "additionalType": "https://valifit.com/catalog/metric",
    "identifier": "geo.mortgage_rate_30yr",
    "sameAs": "FRED Freddie Mac PMMS"
  },
  "mentions": [
    {
      "@type": "Dataset",
      "@id": "https://valifit.com/sources/freddie-pmms-mortgage-rates",
      "identifier": "FREDDIE_PMMS",
      "name": "Freddie Mac Primary Mortgage Market Survey",
      "url": "https://www.freddiemac.com/pmms",
      "sameAs": "https://www.freddiemac.com/pmms",
      "creator": {
        "@type": "Organization",
        "name": "Freddie Mac"
      },
      "temporalCoverage": "weekly",
      "dateModified": "2026-05-07"
    }
  ]
}