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Trust / Catalog / budget.hoa_burden

Metric · canonical catalog entry·Federally sourced · direction-flagged

HOA Burden

composite: Budgetlevel: City / MunicipalityFHA-safe ✓

Source

realtor.com listing data (Realtor Domains) · vintage 2026 · refresh cadence: daily

Median monthly HOA across active listings in town. Affects total monthly carry beyond P&I.

Direction of better

Lower values are better. Used to rank candidate towns/properties; lower score = stronger fit.

Unit

Values are reported in dollars.

Default weight in Budget composite

8% of the Budget composite by default. Users can override this weight in their intake; the displayed score reflects the user's chosen weighting, never a fixed default.

Where the data lives

Tables: active_listings

Columns: hoa_fee

Input field: median_hoa_fee

JSON-LD example

Every value emitted by ValiFit (in /api/v1, MCP responses, on-page JSON-LD) carries a propertyID set to this metric_id, so AI clients can resolve it back here in one round-trip.

{
  "@type": "PropertyValue",
  "propertyID": "budget.hoa_burden",
  "name": "HOA Burden",
  "value": 350000,
  "unitText": "dollars",
  "additionalProperty": [
    {
      "@type": "PropertyValue",
      "name": "composite",
      "value": "Budget"
    },
    {
      "@type": "PropertyValue",
      "name": "level",
      "value": "city"
    },
    {
      "@type": "PropertyValue",
      "name": "direction",
      "value": "lower_better"
    },
    {
      "@type": "PropertyValue",
      "name": "source_year",
      "value": "2026"
    },
    {
      "@type": "PropertyValue",
      "name": "fha_safe",
      "value": true
    }
  ],
  "valueReference": {
    "@type": "QuantitativeValue",
    "additionalType": "https://valifit.com/catalog/metric",
    "identifier": "budget.hoa_burden",
    "sameAs": "realtor.com listing data (Realtor Domains)"
  },
  "mentions": [
    {
      "@type": "Dataset",
      "@id": "https://valifit.com/sources/realtor-com-listings",
      "identifier": "REALTOR_COM",
      "name": "Realtor.com Listing Data",
      "url": "https://www.realtor.com",
      "sameAs": "https://www.realtor.com",
      "creator": {
        "@type": "Organization",
        "name": "Move, Inc. (NAR)"
      },
      "temporalCoverage": "4h",
      "dateModified": "2026-05-22"
    }
  ]
}

For programmatic access

GET /api/v1/catalog/metrics?id=budget.hoa_burden

MCP tool: get_catalog with id="budget.hoa_burden"

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