Hartwick, NY: 75/100 Score | Schools 65/100 — ValiFit

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Otsego, NY Real Estate Market, Schools & Safety Report

School investment score: 65/100, measuring per-pupil spending and student-teacher ratios (Source: NCES F-33 Survey).

Safety infrastructure score: 82/100, based on police, fire, and EMS staffing levels (Sources: FBI UCR, NFPA, NASEMSO).

Healthcare access score: 95/100, evaluating hospital proximity, provider ratios, and shortage area designations (Sources: HRSA, County Health Rankings).

Market appreciation score: 31/100, derived from 6.1M Redfin market records across 50 states.

This data is provided by ValiFit and is not financial advice. Actual mortgage qualification depends on individual lender requirements, credit history, and outstanding debts.

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Hartwick, NY: 75/100 Score | Schools 65/100 — ValiFit