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Live demo · natural-language intake·1.87M listings · federally explained

Try It Yourself

Type what you're looking for. ValiFit will extract the structured intent (filters, household, financials, weights), then match against 1.87M live listings and explain every score.

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Education layer — what your numbers actually unlock

Down payment assistance (3 programs)

State and federal programs that can stack with your loan. Click each for the official source.

FHA 203(b)HUD / FHA

Standard FHA single-family mortgage — 3.5% down for credit ≥580.

Max: N/A — loan program, not grantEligibility: Credit 580+ for 3.5% down; 500-579 for 10% down

50% off list price on HUD-owned homes for teachers, cops, firefighters, EMTs.

Max: Up to 50% of list price (3-yr live-in)Eligibility: Teacher / law enforcement / firefighter / EMT in qualifying revitalization area
CHFA Down Payment Assistance GrantColorado Housing & Finance Authority

Grant of up to 4% of mortgage amount for CHFA borrowers.

Max: Up to 4% of mortgage as grantEligibility: CHFA mortgage; income limits by county; credit 620+

What the system extracted

User type
buyer
Intent
Looking for a 4-bedroom ranch in Colorado front range.
Filters
{"state":"CO","property_types":["RANCH"]}
Weights
{"vector":0.3,"school":0.2,"safety":0.15,"health":0.1,"appreciation":0.15,"overall":0.1,"commute":0}

Top 5 of 25 candidatesvector match: on

Ohio Creek Rd, Crested Butte, CO, 81230
$150,000
—BR · —BA · —
View listing →

Match math

62.7%
vector+17.3
w=30%
58/100
school+13.2
w=20%
66/100
safety+9.3
w=15%
62/100
health+6.7
w=10%
67/100
appreciation+10.8
w=15%
72/100
overall+5.5
w=10%
55/100

Searching for the perfect spot to build your dream home? Explore a range of options in this thriving development, offering everything from low-maintenance yard neighborhoods to spacious lots with stunning river views. With several lots still availabl

Silver Spurs 5 Rnch Unit 125, Walsenburg, CO, 81089
$143,000
—BR · —BA · —
View listing →

Match math

61.3%
vector+15.4
w=30%
51/100
school+17.1
w=20%
86/100
safety+13.4
w=15%
89/100
health+4.0
w=10%
40/100
appreciation+6.1
w=15%
41/100
overall+5.4
w=10%
54/100

This home is full of thoughtful updates that truly set it apart! Enjoy a spacious kitchen perfect for cooking and entertaining, as well as updated bathrooms that combine comfort and style. A large breezeway off of the heated garage adds both convenie

1021 Slumgullion Trl, Powderhorn, CO, 81243
$52,000
—BR · —BA · —
View listing →

Match math

61.3%
vector+18.4
w=30%
61/100

Secluded Mountain Retreat with Scenic Views and Convenient Access! Tucked within the tranquil Blue Mesa Subdivision, this 2.1-acre lot offers a rare opportunity to own a piece of Colorado's pristine wilderness. Located near National Forest in Hunting

995 Salvia St, Golden, CO, 80401
$995,000
2BR · 1BA · 2,200 sqft
View listing →

Match math

59.9%
school+10.0
w=20%
50/100
safety+12.2
w=15%
81/100
health+6.3
w=10%
63/100
appreciation+9.2
w=15%
61/100
overall+4.4
w=10%
44/100

Schedule a showing to walk the property. 60+ acres in the beautiful Town of Oregon, offering a rare blend of partially wooded acreage, productive cropland, and potential home site opportunities. Peaceful and private, yet with easy access to Madison,

6165 Flattop St, Golden, CO, 80403
$324,999
4BR · 3BA · 3,369 sqft
View listing →

Match math

59.9%
school+10.0
w=20%
50/100
safety+12.2
w=15%
81/100
health+6.3
w=10%
63/100
appreciation+9.2
w=15%
61/100
overall+4.4
w=10%
44/100

Welcome to easy living at Saxony Condominiums in the heart of Sammamish! This thoughtfully updated, ground floor studio condo offers a smart, space-maximizing design with modern upgrades and an unbeatable location. Enjoy an effortless commute to Redm

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