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Live demo · natural-language intake·1.87M listings · federally explained

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Type what you're looking for. ValiFit will extract the structured intent (filters, household, financials, weights), then match against 1.87M live listings and explain every score.

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Education layer — what your numbers actually unlock

Down payment assistance (3 programs)

State and federal programs that can stack with your loan. Click each for the official source.

FHA 203(b)HUD / FHA

Standard FHA single-family mortgage — 3.5% down for credit ≥580.

Max: N/A — loan program, not grantEligibility: Credit 580+ for 3.5% down; 500-579 for 10% down

50% off list price on HUD-owned homes for teachers, cops, firefighters, EMTs.

Max: Up to 50% of list price (3-yr live-in)Eligibility: Teacher / law enforcement / firefighter / EMT in qualifying revitalization area
CHFA Down Payment Assistance GrantColorado Housing & Finance Authority

Grant of up to 4% of mortgage amount for CHFA borrowers.

Max: Up to 4% of mortgage as grantEligibility: CHFA mortgage; income limits by county; credit 620+

What the system extracted

User type
buyer
Intent
Looking for a 4-bedroom ranch in Colorado front range.
Filters
{"state":"CO","property_types":["RANCH"]}
Weights
{"vector":0.3,"school":0.2,"safety":0.15,"health":0.1,"appreciation":0.15,"overall":0.1,"commute":0}

Top 5 of 25 candidatesvector match: on

212 17th St, Kremmling, CO, 80459
$74,900
4BR · 1BA · 2,453 sqft
View listing →

Match math

53.3%
vector+16.6
w=30%
55/100
school+10.0
w=20%
50/100
safety+6.9
w=15%
46/100
health+3.3
w=10%
33/100
appreciation+11.8
w=15%
79/100
overall+4.8
w=10%
48/100

1.5 story home with 3 beds | 2 baths and spacious living and kitchen, with custom built cabinets. Insulated windows, newer roof, vinyl siding, gutters, hot water tank all within approximately 5 years. Nice backyard and covered deck next to Powers Run

420 Orchard Ave, Grand Junction, CO, 81501
$495,000
4BR · 2BA · 1,848 sqft
View listing →

Match math

51.1%
vector+16.1
w=30%
54/100
school+10.0
w=20%
50/100
safety+7.5
w=15%
50/100
health+5.0
w=10%
50/100
appreciation+7.5
w=15%
50/100
overall+5.0
w=10%
50/100

Beautifully maintained all-brick ranch on 3.27 acres offering space, privacy, and exceptional outdoor living. This 3-bedroom, 2.5-bath home boasts over 3,000 sq ft of single-level living with a spacious family room, formal dining room, sun room, and

800 Kiowa St, Fountain, CO, 80817
$394,000
5BR · 2BA · 2,148 sqft
View listing →

Match math

51.0%
vector+18.2
w=30%
61/100
school+10.0
w=20%
50/100
safety+2.7
w=15%
18/100
health+3.3
w=10%
33/100
appreciation+13.4
w=15%
89/100
overall+3.4
w=10%
34/100

Welcome to this beautifully updated 5-bedroom, 2-bath ranch-style home located on a spacious corner lot in Fountain's highly sought-after Rangeview community. With timeless brick exterior and modern interior upgrades, this move-in-ready home offers c

County Road 41, Hudson, CO, 80642
$749,000
BR · BA ·
View listing →

Match math

50.7%
vector+14.5
w=30%
48/100
school+10.0
w=20%
50/100
safety+8.6
w=15%
58/100
health+5.5
w=10%
55/100
appreciation+6.7
w=15%
45/100
overall+5.4
w=10%
54/100

location and location. close to east meadow. close to shopping school and transportation. 70/100 corner lot with fenced.

114 Camino Del Rey Dr, Grand Junction, CO, 81501
$2,600
2BR · 1BA · 1,088 sqft
View listing →

Match math

50.7%
vector+17.4
w=30%
58/100
school+10.0
w=20%
50/100
safety+2.2
w=15%
15/100
health+7.1
w=10%
71/100
appreciation+9.2
w=15%
62/100
overall+4.8
w=10%
48/100

Beautiful light & bright 3-bedroom 2 bath apartment on the second floor. Includes all utilities, (heat , electric & internet, AC) 1 garage space for tenant and private laundry room. Located off a quiet country town-maintained dirt road overlooking a

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