HOA Fee Tracker
Track your regular HOA fees, special assessments, and one-time charges
Property Information
$0$1,000
Additional Fees & Assessments
Annual Assessmentregular
$1,200 - Annually
Due: 12/1/2025
Pool Improvement Special Assessmentspecial
$2,500 - One-time
Due: 6/15/2025
Due in 2 installments
Total Annual HOA Costs
$5,400
Monthly Average
$450
Regular HOA
$350
$4,200/yr
Annual Cost Breakdown
Regular Monthly HOA
$350/month × 12
Annual Assessment
$1,200 Annually
Pool Improvement Special Assessment
$2,500 One-time
Total Annual Cost$5,400
Impact on Affordability
Monthly HOA payment$450
Estimated DTI impact9.0%
Annual cash outflow$5,400
Based on $5,000 monthly income. HOA fees are factored into debt-to-income ratio calculations by lenders when qualifying for a mortgage.
HOA Fee Tips: Always review the HOA's financial statements and meeting minutes before buying. Special assessments can be levied for major repairs or improvements. Ask about the reserve fund balance and any planned capital projects.