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The FHA-safe methodology includes several factors that ensure safety and affordability in housing. It evaluates metrics such as the Safety ROI (officers/crime), County FHA Loan Limits, and National FHA MIP Rates, all of which are designed to optimize housing conditions. For more details, you can visit the methodology section on our website.
Why: The user is asking about how the FHA-safe methodology works, which fits the definition of a methodology question.
Methodology — catalog matches
Topic: "FHA-safe methodology"
safety.safety_roi_officers_crime · city
Safety
weight 10%
Source: FBI LEE + NIBRS (2024)FHA-safeROI
geo.county_fha_limit · county
Geo
weight 0%
Source: HUD FHA Loan Limits (2026)FHA-safe
County FHA cap; drives /api/affordability.
geo.fha_mip_rates · country
Geo
weight 0%
Source: HUD FHA Single Family Handbook 4000.1 (2025)FHA-safe
Up-front and annual MIP.
Data sources
Raw structured response
{
"topic": "FHA-safe methodology",
"matches": [
{
"metric_id": "safety.safety_roi_officers_crime",
"level": "city",
"composite": "Safety",
"factor_name": "Safety ROI (officers/crime)",
"federal_source": "FBI LEE + NIBRS",
"weight_pct": 10,
"source_year": "2024",
"fha_safe": true,
"is_roi": true,
"notes": null,
"direction": "lower_better",
"unit": "score_0_100"
},
{
"metric_id": "geo.county_fha_limit",
"level": "county",
"composite": "Geo",
"factor_name": "County FHA Loan Limit",
"federal_source": "HUD FHA Loan Limits",
"weight_pct": 0,
"source_year": "2026",
"fha_safe": true,
"is_roi": false,
"notes": "County FHA cap; drives /api/affordability.",
"direction": "optimize",
"unit": "dollars"
},
{
"metric_id": "geo.fha_mip_rates",
"level": "country",
"composite": "Geo",
"factor_name": "National FHA MIP Rates",
"federal_source": "HUD FHA Single Family Handbook 4000.1",
"weight_pct": 0,
"source_year": "2025",
"fha_safe": true,
"is_roi": false,
"notes": "Up-front and annual MIP.",
"direction": "lower_better",
"unit": "percent"
}
],
"anchor_url": "/trust/methodology"
}