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The FHA-safe methodology includes several key factors that ensure safety and affordability in housing. It considers metrics such as the Safety ROI (officers/crime) score, County FHA Loan Limits, and National FHA MIP Rates, all of which are designed to optimize housing conditions and financial accessibility. For more details, you can visit the methodology section on our website.
Why: The question asks how a specific methodology works, which aligns with the intent of methodology_question.
Methodology — catalog matches
Topic: "FHA-safe methodology"
safety.safety_roi_officers_crime · city
Safety
weight 10%
Source: FBI LEE + NIBRS (2024)FHA-safeROI
geo.county_fha_limit · county
Geo
weight 0%
Source: HUD FHA Loan Limits (2026)FHA-safe
County FHA cap; drives /api/affordability.
geo.fha_mip_rates · country
Geo
weight 0%
Source: HUD FHA Single Family Handbook 4000.1 (2025)FHA-safe
Up-front and annual MIP.
Data sources
Raw structured response
{
"topic": "FHA-safe methodology",
"matches": [
{
"metric_id": "safety.safety_roi_officers_crime",
"level": "city",
"composite": "Safety",
"factor_name": "Safety ROI (officers/crime)",
"federal_source": "FBI LEE + NIBRS",
"weight_pct": 10,
"source_year": "2024",
"fha_safe": true,
"is_roi": true,
"notes": null,
"direction": "lower_better",
"unit": "score_0_100"
},
{
"metric_id": "geo.county_fha_limit",
"level": "county",
"composite": "Geo",
"factor_name": "County FHA Loan Limit",
"federal_source": "HUD FHA Loan Limits",
"weight_pct": 0,
"source_year": "2026",
"fha_safe": true,
"is_roi": false,
"notes": "County FHA cap; drives /api/affordability.",
"direction": "optimize",
"unit": "dollars"
},
{
"metric_id": "geo.fha_mip_rates",
"level": "country",
"composite": "Geo",
"factor_name": "National FHA MIP Rates",
"federal_source": "HUD FHA Single Family Handbook 4000.1",
"weight_pct": 0,
"source_year": "2025",
"fha_safe": true,
"is_roi": false,
"notes": "Up-front and annual MIP.",
"direction": "lower_better",
"unit": "percent"
}
],
"anchor_url": "/trust/methodology"
}